Compensation Analysis and Research Services

 Français || Benefits and Working Conditions ||  Previous ||  Next

Sickness Indemnity Plans

Sickness Indemnity Plans
  All DE MD ND NU OP PH PS SW VM
  #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc.
Total 841 129,311 * * 32 321 532 2,194 816 107,470 611 8,674 468 2,978 352 1,603 573 6,046 * *

Plan provided
Yes 826 129,207 * * 32 321 527 2,182 801 107,440 606 8,651 468 2,978 352 1,603 568 6,007 * *
No 20 103 - - - - 5 11 15 30 5 23 - - - - 5 40 - -

Type of sickness plan
Formal Paid Sick Leave Plan only 817 128,184 * * 32 321 496 2,157 794 107,382 569 8,379 431 2,850 320 1,486 531 5,585 * *
Short Term Disability Plan only - - - - - - - - - - - - - - - - - - - -
Combined Formal Paid Sick Leave and Short Term Disability Plan 56 1,023 - - - - 31 25 32 58 37 273 37 128 32 117 37 421 - -

Formal Paid Sick Leave Plan
  All DE MD ND NU OP PH PS SW VM
  #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc.

Formal Paid Sick Leave Plan - Eligibility
All employees are covered 335 40,895 * * 26 298 262 1,099 234 32,143 281 3,710 227 1,174 119 355 272 2,092 * *
All employees who meet the service requirement are covered 589 87,224 - - 6 23 235 1,058 575 75,174 288 4,669 204 1,676 201 1,131 259 3,493 * *
Other 7 65 - - - - - - 7 65 - - - - - - - - - -

Eligibility - Months of service required
0 31 1,934 - - - - - - 31 1,934 - - - - - - - - - -
1 274 33,206 - - - - 129 577 260 25,857 169 2,752 92 734 172 1,068 147 2,218 - -
3 268 51,372 - - 6 23 106 481 268 46,670 119 1,917 112 942 29 63 112 1,275 * *
6 17 713 - - - - - - 17 713 - - - - - - - - - -

Waiting period
Policy specifies waiting period in days 124 19,194 - - - - 15 81 124 18,562 7 126 6 110 * * 8 288 * *
No waiting period for first 3 occurences and a 2 day waiting period for the 4th and subsequent periods of disability 11 336 - - - - 11 58 5 6 11 127 11 46 - - 11 98 - -
No waiting period 800 108,655 * * 32 321 470 2,019 686 88,814 551 8,125 415 2,693 320 1,466 512 5,199 * *

Waiting Period - Number of Days
1 to 5 36 9,057 - - - - 6 41 36 8,691 6 104 6 110 - - 7 111 - -
20 to 30 10 676 - - - - 10 40 * * * * - - * * * * * *
90 87 9,461 - - - - - - 87 9,461 - - - - - - - - - -

Type of sick leave credits
Credits are cumulative 394 49,090 * * 25 297 273 1,183 362 40,146 286 3,781 221 1,352 120 331 280 1,996 * *
Credits are non-cumulative 486 78,350 - - 7 24 215 937 471 66,528 284 4,598 212 1,498 200 1,156 252 3,590 * *
Other 14 745 - - - - 9 37 6 708 - - - - - - - - - -

Cumulative credits - Basis for entitlement
Number of days per year 392 48,848 * * 23 273 275 1,072 361 40,396 271 3,616 214 1,183 114 307 280 1,996 * *
Varies according to service 16 986 - - * * 15 148 7 457 15 165 7 169 7 23 - - - -

Basis for entitlement - Number of annual sick days credited
0 to 8 15 2,063 - - - - 9 37 7 2,026 - - - - - - - - - -
12 to 17 117 14,957 - - * * 77 324 112 12,581 75 1,030 66 185 * * 75 800 * *
18 269 31,828 * * 20 250 189 711 242 25,790 196 2,586 148 998 112 294 205 1,196 - -

Maximum accumulation of sick leave allowed
Number of days 324 37,682 * * 22 257 223 866 320 30,932 241 2,699 205 1,250 105 305 227 1,369 - -
Varies according to service - - - - - - - - - - - - - - - - - - - -
No maximum specified 75 12,152 - - * * 58 354 48 9,921 45 1,082 16 102 15 26 53 627 * *

Maximum number of days of accumulated sick leave allowed
0 to 110 35 893 - - * * * * 34 890 - - - - - - - - - -
120 to 150 114 12,698 * * - - 82 447 114 9,362 92 1,275 86 787 70 173 97 652 - -
156 87 11,111 - - 7 60 49 175 87 9,469 65 815 43 194 22 63 64 335 - -
180 to 210 64 5,748 - - * * 62 117 64 4,883 64 257 62 142 * * 62 318 - -
240 to 280 25 7,232 - - 13 172 25 125 21 6,328 19 353 14 128 13 64 * * - -

Non-cumulative credits - Basis for entitlement
Days per year 276 32,327 - - * * 121 543 262 24,716 173 2,854 92 734 176 1,102 147 2,371 * *
Days per illness 188 42,858 - - - - 87 374 188 39,415 99 1,469 101 653 17 41 92 906 - -
Other 34 3,872 - - 6 23 7 20 33 3,105 12 275 19 111 7 13 13 312 * *
Non-cumulative policy does not exist 394 49,127 * * 25 297 282 1,220 362 40,146 286 3,781 221 1,352 120 331 280 1,996 * *

Basis for entitlement - Number of days per year
6 to 8 11 110 - - - - - - 11 26 * * - - * * - - - -
9.6 264 31,568 - - - - 120 540 250 24,280 169 2,752 92 734 172 1,068 146 2,194 - -

Basis for entitlement - Number of days per illness
75 181 42,801 - - - - 87 374 181 39,383 99 1,469 88 628 17 41 92 906 - -
85 to 119 20 57 - - - - - - 20 32 - - 13 25 - - - - - -

Compensation rate while on sick leave
Percentage of rate of pay 413 48,445 * * 28 283 276 1,203 388 39,182 289 3,987 221 1,381 117 327 279 2,064 * *
Percentage for the first specified period of days then a percentage for the remaining period 292 34,738 - - * * 121 543 266 26,682 182 3,013 103 821 185 1,124 159 2,511 * *
Other 202 45,001 - - * * 99 411 201 41,518 99 1,378 108 648 18 34 94 1,010 - -

Compensation rate - Percentage of rate of pay
66.67% 16 66 - - - - 9 37 7 30 - - - - - - - - - -
100% 400 47,828 * * 22 260 267 1,166 375 39,083 283 3,755 215 1,306 117 327 273 1,914 * *

Compensation rate - Variable percentage rate of pay

100% for first 5 days followed by 80% thereafter up to a maximum of 104 weeks 264 31,498 - - - - 120 540 249 24,210 169 2,752 92 734 172 1,068 146 2,194 - -
Other 5 2,109 - - * * * * 4 1,801 * * - - * * * * * *

Compensation rate - Other

100% to the extent of available sick leave credits then variable percentages based on length of service 6 226 - - - - 6 17 - - 6 99 6 46 6 6 6 58 - -
Less than 2 years = 10 days at 100% and 75 days at 72.67%, 2-3 years = 20 days at 100% and 65 days a 72.67%, 3-4 years = 30 days at 100% and 55 days at 72.67%, 4-5 years = 40 days at 100% and 45 days at 72.67%, 5-6 years = 50 days at 100% and 35 days at 72.67%, 6-7 years = 60 days at 100% and 25 days at 72.67%, 7-8 years = 70 days at 100% and 15 days at 72.67%, 8-9 years = 80 days at 100% and 5 days at 72.67%, 9 years and more = 85 days at 100% 13 45 - - - - - - 13 20 - - 13 25 - - - - - -
Variable percentage based on service: a) 3 months: 66.67%, b) 1 year: 70%, c) 2 years: 80%, d) 3 years: 90%, e) 4 years: 100% 170 40,748 - - 6 23 87 374 170 36,849 104 1,701 94 703 17 41 98 1,057 - -
Variable percentage based on service: a) 6 months: 65%, b) 20 years: 70%, c) 30 years: 75% 6 708 - - - - - - 6 708 - - - - - - - - - -
Variable percentage based on service: a) Less than 1 year: 100% for the first 20 days and 75% for the next 80 days, b) More than 1 year: 100% for the first 40 days and 75% for the next 60 days 20 3,134 - - - - - - 20 3,006 - - - - - - * * - -
Variable percentage based on service: a) Prior to 4 years: 60.5%, b) 4 plus years: 100% 6 1,676 - - - - - - 6 1,676 - - - - - - - - - -
Other * * - - * * - - - - - - - - - - - - - -

Total length of absence covered by sick leave
Number of days 510 87,139 - - * * 229 1,137 483 74,947 285 4,911 211 1,467 202 1,141 254 3,487 * *
To the extent of available credits 383 41,045 * * 30 285 267 1,020 354 32,434 285 3,467 222 1,383 118 345 279 2,099 * *

Maximum number of days covered by sick leave
0 to 14 27 241 - - - - 9 37 18 120 * * - - * * - - - -
75 181 42,801 - - - - 87 374 181 39,383 99 1,469 88 628 17 41 92 906 - -
85 to 119 49 11,168 - - * * 14 186 46 9,846 15 610 31 105 9 28 15 362 * *
520 to 525 266 32,928 - - * * 120 540 251 25,598 169 2,752 92 734 172 1,068 147 2,218 - -

Compensation for unused sick leave credits
Compensated at the end of each year (fiscal or calendar) 271 31,580 - - - - 120 540 257 24,292 169 2,752 92 734 172 1,068 146 2,194 - -
Compensated upon retirement 89 2,177 - - - - 64 238 16 464 74 852 43 194 22 63 72 366 - -
Compensated upon death and retirement 14 65 - - 7 60 - - 8 5 - - - - - - - - - -
Compensated on another basis 160 16,203 - - * * 18 26 140 15,847 19 177 5 11 6 5 20 115 - -
No 417 78,159 * * 23 239 295 1,353 390 66,774 307 4,598 291 1,911 120 350 293 2,910 * *

Unused sick leave credits - Compensated on another basis
Compensated upon retirement and/or termination of employment (except disciplinary) 49 4,849 - - - - 6 10 42 4,754 6 65 - - - - 6 20 - -
Employee leaving the workforce on or after their 55th birthday will be entitled to cash payment equal to 40% of the value of their accumulated sick leave credits 87 9,461 - - - - - - 87 9,461 - - - - - - - - - -
On termination of employment for any reason 11 1,619 - - * * - - 10 1,577 - - - - - - * * - -
On termination of employment for any reason with a minimum of 2 years of service 5 63 - - - - 5 6 - - 5 40 5 11 - - 5 6 - -
Other 6 95 - - - - 6 10 - - 6 55 - - 6 5 6 25 - -

Compensation for unused sick leave credits - Percentage of rate of pay
33.3% * * - - * * - - * * * * - - - - * * - -
40% 87 11,111 - - 7 60 49 175 87 9,469 65 815 43 194 22 63 64 335 - -
50% 18 2,186 - - - - 9 62 18 2,032 9 37 - - - - 10 55 - -
100% 338 36,612 - - * * 144 568 306 29,051 187 2,912 97 745 178 1,073 164 2,245 - -

Maximum payout of unused sick leave credits
No maximum 264 31,568 - - - - 120 540 250 24,280 169 2,752 92 734 172 1,068 146 2,194 - -
Maximum number of days 120 13,446 - - 8 78 64 238 119 11,575 75 869 43 194 22 63 74 430 - -
Other formula 61 5,010 - - * * 18 26 42 4,754 18 160 5 11 6 5 18 51 - -

Maximum payout - Number of days

8 to 66 15 150 - - * * * * 14 73 * * - - - - * * - -
130 to 132 10 1,410 - - - - 9 31 * * 9 37 - - - - * * - -
156 87 11,111 - - 7 60 49 175 87 9,469 65 815 43 194 22 63 64 335 - -
180 to 182 17 776 - - - - 9 31 17 714 - - - - - - 9 31 - -

Maximum payout - Other formula
Varies with service and reason: a) Termination with 2 plus years: Maximum of 100 days, b) Retirement with less than 15 years: Maximum of 150 days, c) Retirement with 15 plus years: Maximum of 180 day 13 190 - - - - 13 20 - - 13 120 - - 6 5 13 45 - -
Varies with service: a) 5-10 years: 60 days, b) 10-15 years: 120 days, c) 15 plus years: 180 days 42 4,754 - - - - - - 42 4,754 - - - - - - - - - -
Other * * - - * * - - - - - - - - - - - - - -

Combined Formal Paid Sick Leave and Short Term Disability Plan
  All DE MD ND NU OP PH PS SW VM
  #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc.

Combined Formal Paid Sick Leave and Short Term Disability Plan - Plan provided

All employees are covered 32 816 - - - - 31 25 14 14 31 191 31 99 32 117 31 369 - -
All employees who meet the service requirement are covered 24 207 - - - - - - 18 44 6 81 6 29 - - 6 52 - -
Other - - - - - - - - - - - - - - - - - - - -

Eligibility - Number of months of service required

3 24 207 - - - - - - 18 44 6 81 6 29 - - 6 52 - -

Employer's contribution to the premium for the short term disability portion of the plan

Percentage of premium 56 1,023 - - - - 31 25 32 58 37 273 37 128 32 117 37 421 - -
No contribution - - - - - - - - - - - - - - - - - - - -

Percentage of premium paid by employer
70% 6 162 - - - - - - - - 6 81 6 29 - - 6 52 - -
100% 50 860 - - - - 31 25 32 58 31 191 31 99 32 117 31 369 - -

Type of sick leave credits

Credits are cumulative 31 798 - - - - 31 25 14 14 31 191 31 99 31 99 31 369 - -
Credits are non-cumulative 25 225 - - - - - - 18 44 6 81 6 29 * * 6 52 - -

Cumulative credits - Basis for entitlement

Number of days 31 798 - - - - 31 25 14 14 31 191 31 99 31 99 31 369 - -
Varies based on service - - - - - - - - - - - - - - - - - - - -

Basis for entitlement - Number of annual sick leave credited

9 31 784 - - - - 31 25 - - 31 191 31 99 31 99 31 369 - -
12 14 14 - - - - - - 14 14 - - - - - - - - - -

Compensation for unused sick leave credits

Yes - - - - - - - - - - - - - - - - - - - -
No 56 1,023 - - - - 31 25 32 58 37 273 37 128 32 117 37 421 - -

Long Term Disability Insurance
  All DE MD ND NU OP PH PS SW VM
  #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc. #Est. #Inc.
Total 841 129,311 * * 32 321 532 2,194 816 107,470 611 8,674 468 2,978 352 1,603 573 6,046 * *

Long term disability insurance - Plan provided

Yes 813 125,702 * * 32 321 507 2,137 788 104,271 585 8,480 443 2,910 352 1,603 547 5,955 * *
Provided under a flexible benefit package - - - - - - - - - - - - - - - - - - - -
Employer contributes to union-sponsored plan 26 3,481 - - - - 26 57 20 3,072 26 193 26 68 - - 26 91 - -
No 26 127 - - - - - - 26 127 - - - - - - - - - -

Long term disability insurance - Eligibility
All employees are covered 518 66,805 * * 24 271 316 1,319 396 53,086 383 5,554 195 1,009 274 1,353 349 4,190 * *
All employees who meet the service requirement are covered 476 57,870 - - 8 50 216 875 380 49,749 228 3,120 273 1,969 78 251 225 1,856 * *
Other - Employees under the age of 65 are covered 61 4,508 - - - - - - 61 4,508 - - - - - - - - - -

Eligibility - Number of months of service required

1 99 1,153 - - - - 6 27 7 112 6 132 98 820 - - 6 62 - -
3 214 16,890 - - * * 45 138 210 15,871 24 337 42 193 14 81 34 266 * *
5 to 6 263 38,122 - - * * 147 621 190 33,378 175 2,063 116 778 46 117 166 1,143 - -
12 to 30 26 1,705 - - 6 23 18 89 12 389 25 588 18 178 18 53 20 385 - -

Employer's contribution to the premium
Yes 530 88,550 * * 18 131 364 1,501 524 75,347 405 5,409 357 2,105 161 467 404 3,567 * *
No 328 40,634 - - 14 190 168 693 291 31,996 206 3,265 111 873 191 1,137 170 2,480 - -

Percentage of premium paid by employer

50% to 54% 117 12,251 - - * * 102 249 110 10,016 98 808 94 331 33 116 105 727 - -
67% to 70% 76 1,598 - - - - 49 175 * * 65 815 43 194 22 63 64 335 * *
75% 253 50,506 * * 6 23 160 629 253 43,946 195 2,602 202 1,337 96 221 183 1,745 - -
85% to 90% 14 1,113 - - * * 12 125 14 483 13 234 6 168 7 36 7 58 * *
100% 189 23,083 - - 11 103 41 323 174 20,899 34 951 12 75 5 31 45 701 * *

Participation of eligible employees

Compulsory 827 129,159 * * 32 321 527 2,192 803 107,320 611 8,674 468 2,978 352 1,603 573 6,046 * *
Voluntary 6 25 - - - - * * 6 23 - - - - - - - - - -

Waiting period
Yes, stated in weeks 816 118,237 * * 31 303 527 2,188 723 96,514 605 8,630 463 2,967 351 1,585 561 6,038 * *
Varies based on availability of sick leave credits 14 1,440 - - * * 5 6 8 1,354 6 44 5 11 - - 6 7 - -
Varies with service - - - - - - - - - - - - - - - - - - - -
Other 102 9,507 - - - - - - 100 9,474 - - - - * * * * * *

Waiting period - Number of weeks

13 to 16 90 9,172 * * * * 64 272 75 6,977 70 864 65 471 55 90 67 477 - -
17 to 18 137 20,483 - - 15 177 96 408 131 17,592 87 1,160 89 335 17 79 77 731 * *
20 110 13,066 - - 7 60 62 241 99 10,882 78 1,011 62 285 34 91 71 497 - -
21 to 26 97 4,235 - - * * 65 125 59 2,200 65 756 52 229 33 134 59 760 * *
30 228 45,802 - - - - 107 425 228 41,732 117 1,698 93 669 34 105 127 1,173 - -
36 to 52 14 1,136 - - 6 23 9 62 14 525 14 269 6 75 - - 14 182 - -
104 to 105 264 31,568 - - - - 120 540 250 24,280 169 2,752 92 734 172 1,068 146 2,194 - -
119 to 120 6 563 - - - - 6 116 6 139 6 122 6 168 6 17 - - - -

Waiting period - Other

150 calendar days 6 9 - - - - - - 6 8 - - - - - - * * - -
5 months 87 9,461 - - - - - - 87 9,461 - - - - - - - - - -
Other * * - - - - - - - - - - - - * * * * * *

Rate of pay during the waiting period

Full pay to the extent of entitlement under short-term plan 419 53,532 * * 18 219 281 1,067 369 44,514 274 3,537 236 1,303 118 371 275 2,509 * *
Full pay for the entire waiting period 14 112 - - - - - - 13 99 - - - - - - - - * *
Discretionary or informal practice only - - - - - - - - - - - - - - - - - - - -
Other 562 75,478 - - 14 102 246 1,121 473 62,730 333 5,097 229 1,663 234 1,233 294 3,531 - -

Rate of pay during the waiting period - Other

100% first 6 days * * - - - - - - * * * * - - * * - - - -
100% for first 14 days 7 65 - - - - - - 7 65 - - - - - - - - - -
100% for the first 7 days, 80% from the 8th day for a period of 3 months, and 70% up to 104 weeks 264 31,568 - - - - 120 540 250 24,280 169 2,752 92 734 172 1,068 146 2,194 - -
100% of regular weekly earnings for week 1 to 10 and 75% from weeks 11 to 20 6 325 - - - - 6 46 6 55 6 153 6 56 6 16 - - - -
100% to the extent of available sick leave credits and variable percentages based on service thereafter 6 226 - - - - 6 17 - - 6 99 6 46 6 6 6 58 - -
120 days at 100% of pay then employee is eligible to apply for EI benefits for the remainder of the exhaustion period. 6 563 - - - - 6 116 6 139 6 122 6 168 6 17 - - - -
60% of pre-earnings up to maximum of $4,000 per month 7 59 - - - - - - 7 59 - - - - - - - - - -
Based on entitlement under the sickness plan 51 4,163 - - - - 20 56 26 3,352 26 286 25 107 12 31 19 331 - -
Eligible to apply for EI 14 384 - - - - - - 14 369 - - 6 15 - - - - - -
Full pay to extent of available credits, then eligible to apply for EI 113 10,758 - - 12 83 61 200 42 8,294 84 1,193 60 321 23 65 81 602 - -
Full pay to extent of available credits (including vacation entitlement), then eligible to apply for EI 9 517 - - - - 9 31 9 455 - - - - - - 9 31 - -
Variable percentage of pay provided by the Short term plan for 15 weeks then eligible to apply for EI for the remaining 15 weeks 113 26,673 - - - - 28 115 113 25,630 34 412 29 216 6 7 32 292 - -
Week 1 and 2: 100%, Weeks 3 to 17: Eligibility to apply for EI benefits with an employer top up to 70%, Remainder: Insurer paid for 13 weeks at 70% of weekly earnings to maximum of $750 per week 7 18 - - - - - - 7 18 - - - - - - - - - -
Other 4 61 - - * * - - - - - - - - * * * * - -

Payment formula

Stated dollar amount - - - - - - - - - - - - - - - - - - - -
Percentage of salary 685 68,637 * * 14 126 408 1,588 550 52,274 472 6,366 360 1,954 313 1,487 452 4,819 * *
Other 328 60,484 - - 18 195 119 600 324 55,069 134 2,269 102 1,013 39 116 115 1,222 - -

Payment formula - Percentage

60% to 65% 51 12,370 - - - - 30 234 43 10,778 17 815 18 80 8 26 25 438 - -
67% 224 12,697 * * * * 145 522 127 8,040 171 1,763 146 742 102 273 168 1,313 * *
70% 66 4,508 - - * * 41 154 54 3,017 43 666 33 206 24 114 46 328 - -
75% 87 5,853 - - * * 67 134 81 4,813 68 335 67 187 6 6 68 374 * *
77% 14 65 - - 7 60 - - 8 5 - - - - - - - - - -
80% 265 31,682 - - - - 120 540 250 24,246 169 2,752 92 734 172 1,068 147 2,342 - -
85% to 90% 9 1,372 - - * * - - 8 1,330 - - - - - - * * - -

Payment formula - Other

Based on monthly salary: 60% of first $2,500, 50% of $2,501 to $4,750, and 40% for greater then $4,750 24 7,195 - - 13 172 18 122 21 6,328 18 321 14 128 12 62 * * - -
Based on monthly salary: 66.67% of first $2,000, plus 50% of earnings in excess to a maximum of $9,000 * * - - - - - - * * * * - - * * - - - -
Based on monthly salary: 66.67% of first $2,250, plus 50% of earnings in excess to a maximum of $5,000 17 13 - - - - * * 17 11 - - - - - - - - - -
Based on monthly salary: 66.67% of first $2,250, plus 50% of earnings in excess to a maximum of $7,000 7 6 - - - - - - 7 6 - - - - - - - - - -
Based on monthly salary: 70% of first $4,000, plus 50% of earnings in excess 87 9,461 - - - - - - 87 9,461 - - - - - - - - - -
Based on years of service: a) 3 months - 5 years: 4 weeks at 100%, 48 weeks at 75%, b) 5 years - 15 years: 10 weeks at 100%, 42 weeks at 75%, c) 15 years - 25 years: 24 weeks at 100%, 28 weeks at 75%, d) 25 years plus: 52 weeks at 100% 6 551 - - 6 23 - - 6 70 6 232 6 75 - - 6 151 - -
Based on years of service: a) At least 6 months: 65%, b) 20 years: 70%, c) 30 plus years: 75% 188 43,124 - - - - 94 475 188 39,180 106 1,604 83 810 23 48 106 1,008 - -
Other * * - - - - * * - - * * - - * * - - - -

Maximum monthly benefit

Yes 322 35,720 * * 28 275 196 1,010 274 27,370 206 3,489 177 1,360 131 392 193 1,807 * *
No maximum specified 613 90,123 - - 4 46 325 1,159 596 76,966 395 5,102 274 1,572 214 1,198 369 4,072 * *
Other - $3,000 bi-weekly 20 3,279 - - - - 7 20 20 3,006 7 43 13 35 7 13 8 162 - -

Maximum monthly benefit - Amount

$2,000 to $6,000 94 1,065 - - * * 44 96 66 341 26 291 11 132 7 24 24 166 * *
$7,000 59 8,440 * * - - 41 209 59 6,694 59 668 59 424 48 81 59 360 - -
$7,500 to $9,000 47 2,022 - - 6 23 37 141 30 240 47 632 42 343 41 123 37 520 - -
$10,000 to $11,000 93 13,059 - - 7 60 45 348 79 10,318 45 1,376 45 263 24 103 50 592 - -
$12,000 to $12,500 38 10,751 - - 13 172 32 210 36 9,527 24 431 20 198 12 62 18 152 - -
$15,000 to $16,000 6 382 - - * * 5 6 5 250 5 91 - - - - 5 17 - -

LTD payments integrated with other disability benefits (CPP/QPP)

Yes, payment reduced by full amount 816 127,938 * * 31 320 521 2,147 792 106,485 600 8,425 460 2,964 352 1,593 562 5,987 * *
Payment reduced according to an offset formula 15 65 - - - - - - 15 65 - - - - - - - - - -
Payment remains unchanged 7 1,118 - - * * 6 41 * * 5 209 * * * * 5 54 * *

Status of employee with regard to pension plan
Continues to earn service credits and employee/employer contributions continue until retirement 673 110,770 - - 30 297 396 1,761 629 92,114 459 7,451 321 2,326 295 1,497 434 5,301 * *
Same as above but employee pays 100% of premiums 4 383 - - * * * * * * * * * * * * * * - -
Pension is deferred until normal retirement age 152 14,167 * * - - 114 377 147 11,473 123 970 123 584 51 84 123 676 - -
Disability pension becomes available 35 3,569 - - * * 15 43 21 3,390 15 66 * * * * 5 40 - -
No pension available 24 234 - - - - 8 4 22 39 6 110 15 53 6 7 * * - -

Benefits are indexed

Yes 361 46,668 - - 17 196 169 740 341 37,475 208 3,283 140 937 192 1,174 171 2,855 * *
No 504 82,454 * * 15 125 358 1,448 486 69,868 399 5,351 324 2,030 160 430 398 3,185 * *

 Previous ||  Next